{"slug":"dubai-buying-costs-and-dld-fees","name":"Dubai Buying Costs and DLD Fees","description":"Reference table for common Dubai property buying costs, registration fees, financing constraints, and payment penalties.","identifier":"aigentsrealty:dataset:dubai-buying-costs-and-dld-fees","datePublished":"2025-01-15","dateModified":"2026-05-14","temporalCoverage":"2025-01-01/2026-05-14","spatialCoverage":"Dubai, United Arab Emirates","license":"https://creativecommons.org/licenses/by/4.0/","methodology":"Compiled from government and regulatory references used in AiGentsRealty buyer guidance.","sources":[{"name":"Dubai Land Department","url":"https://www.dubailand.gov.ae"},{"name":"UAE Central Bank","url":"https://www.centralbank.ae"},{"name":"Real Estate Regulatory Agency","url":"https://www.dubailand.gov.ae/en/about-us/rera"}],"columns":[{"key":"costItem","label":"Cost item","description":"Fee or cost category"},{"key":"typicalAmount","label":"Typical amount","description":"Indicative cost amount or range"},{"key":"whenPaid","label":"When paid","description":"Typical payment timing"},{"key":"appliesTo","label":"Applies to","description":"Relevant buyer or transaction scenario"},{"key":"source","label":"Source","description":"Source attribution"}],"rows":[{"costItem":"DLD registration fee","typicalAmount":"4% of property purchase price","whenPaid":"At registration","appliesTo":"Dubai property purchases","source":"Dubai Land Department"},{"costItem":"DLD apartment admin fee","typicalAmount":"AED 580","whenPaid":"At registration","appliesTo":"Apartment registration","source":"Dubai Land Department"},{"costItem":"Oqood registration fee","typicalAmount":"AED 580 average","whenPaid":"Off-plan registration","appliesTo":"Off-plan property purchases","source":"Dubai Land Department"},{"costItem":"Off-plan mortgage loan-to-value cap","typicalAmount":"50% maximum mortgage-to-value ratio","whenPaid":"Financing stage","appliesTo":"Off-plan property financing","source":"UAE Central Bank"},{"costItem":"Late payment fee","typicalAmount":"1-2% monthly late payment fee","whenPaid":"If installments are overdue","appliesTo":"Developer payment plans","source":"Real Estate Regulatory Agency"}]}